Retirement Planning, Social Security, Tax and Estate Strategies for pre-retirees, retirees, and federal employees
One Coordinated Plan
Retirement requires dozens of decisions. We can help you see how the pieces fit, so your plan works as intended.
You Probably Have Questions
When retirement decisions get made in isolation, the gaps can add up fast.
Each question can feel separate, yet every answer affects the others. The problem usually isn’t a lack of options; it’s that no one has answered them for you.
When should you claim Social Security?
How do you draw income without overpaying on taxes?
What happens to your estate if something goes wrong?
We Can Help You Find Answers
Retirement Planning
We focus on safety-minded interest- and dividend-generating financial strategies designed to generate retirement income without a withdrawal plan that depends on the market.
Social Security Optimization
When and how you claim Social Security can make a huge difference. We work with you to time your benefits and align them properly with your other sources of income.
Tax Planning
We can assist you in implementing tax-saving strategies to help minimize your tax burden and better ensure that you take full advantage of all potential tax benefits.
Estate Planning
We’ll help you organize the necessary documents, so your wealth is preserved and transferred according to your wishes and in alignment with your retirement strategy.
Stay on Course
At LifePlan Retirement Consultants, we believe that with the right strategy, you can move forward into retirement with the freedom to enjoy life fully. We’ll help you navigate retirement with a plan that prioritizes tax efficiency, Social Security optimization and asset protection while preparing for rising health care costs and inflation.
Our Course to Retirement process gives you an honest opinion on where you stand.
1. Set Sail
The Discovery Meeting
We start by getting to know you — your goals, your worries and your full financial picture. There’s no pitch and no pressure — just a conversation about where you want to go.
2. Read the Map
Your Retirement Report
Next, we meet virtually to walk through your personalized retirement report together. We analyze your benefits, reveal any gaps and show you the options in plain terms.
3. Stay the Course
Annual Reviews
Your plan doesn’t end at meeting two. Each year, we sit down again to adjust as life changes, so you keep moving forward.